If you don’t have a debit card,then you can use your ATM card and proceed using Google Pay by following the below steps. You must either have an ATM card or debit card to avail UPI services through Google Pay. One cannot use Google Pay without a debit card. This service works on iOS and Android smartphones in conjunction with a reader at the store where you scan in your barcode to pay. NFC is a slick technology for mobile payments, but too often carriers block access. However, you can add limited NFC support to any smartphone that can run the required apps. However, a few companies produce kits to add NFC support to specific smartphones, such as the iPhone and Android. You can’t add full NFC support to every smartphone out there.
Step 3: Enter your card details like card number, expiry date, CVV, and the cardholder’s name and billing address, and then tap ‘Save’. 
Step 2: Tap the ‘Settings’ option and then the ‘Payments methods’ option. Step 1: Open Google Pay or GPay app on your mobile phone. How to use the GPay NFC payments feature? To do this, the card only has to be held at the corresponding NFC contact point of the payment terminal. A small wave symbol pointing to the right symbolises that contactless payment can be made with the bank card. If you have money in your Google Pay app and you find a message that says “Account suspended" or “Account not supported,” contact us for help.Currently, almost all modern EC and credit cards are equipped with an NFC chip. Access money when account isn’t supported Tip: If you don’t switch to the new Google Pay app and want to withdraw your remaining balance, contact us for help. Download the new Google Pay app and sign in with your account that has an existing balance to transfer your money to the new Google Pay app. If you have money in the old Google Pay app, you can transfer it to the new Google Pay app. 
Transfer money out of the old Google Pay app Tip: If you face issues while transferring money out, here is a list of likely reasons. There's a fee of 1.5% (minimum fee of $.31) for these transactions.
When you transfer money out of your balance through a debit card, transfers are usually instant. When you transfer money out of your balance through a bank account, you can transfer at no cost and it should be available in your account within 1–5 business days. If there’s no payment method, learn how to add a payment method. 
Below your profile and tap Google Pay balance. On the top right of the home screen, tap your profile icon.
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